This assumes the kid gets through all 3 years and you have a spare 65k a year to spend.
If they quit after 2 years or can't get though residency you just wasted a ton of money.
Let's say Billy and Bob have an adopted son named Dave. Billy and Bob both make around 160k. Arguably Bob should just quit the year before Dave starts attending, the family would probably break even.
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This assumes the kid gets through all 3 years and you have a spare 65k a year to spend.
If they quit after 2 years or can't get though residency you just wasted a ton of money.
Let's say Billy and Bob have an adopted son named Dave. Billy and Bob both make around 160k. Arguably Bob should just quit the year before Dave starts attending, the family would probably break even.