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Comment on Fearing losses, banks are quietly dumping real estate loansparent

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The UK has huge swathes of empty commercial property.

The book value of the property is related to prospective rental income. It is - bizarrely - sometimes more profitable for owners and investors to maintain the fiction of high rental value without any income than to drop the rental value to something realistic and take a realised loss. Even if that's generating real income.

I would guess it's the same in the US.

This leans suspiciously towards subprime-all-over-again, where the nominal value and security of investments is being wildly overstated.

At some point it's going to have be unwound, which will create some interesting readjustments.

Yeah I think the world collectively needs mark-to-market rules for real estate quite urgently. This "we will give you 6 months free rent but never lower the rent rate" scam is pretty toxic.

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