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He's probably too honest, ethical and has a good understanding of risk.

I don't mean to say that everyone else is dishonest and unethical, or that they all have the risk ratio upside down.

But in times of boom, people can sail a lot closer to the wind which can have a big upside on the results. However, in down times people like to deal with those that they can trust.

When the tide goes out, we discover who wasn't wearing their bathing suit, the old saw goes.

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