It's a fundamental flaw in defining the problem correctly. If you think banking is just shuffling bits around, then it looks like a trivial problem. But if you think it's a problem of allowing legitimate transactions while limiting fraud and fighting money laundering et al then it's a much thornier problem to tackle.
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It's a fundamental flaw in defining the problem correctly. If you think banking is just shuffling bits around, then it looks like a trivial problem. But if you think it's a problem of allowing legitimate transactions while limiting fraud and fighting money laundering et al then it's a much thornier problem to tackle.