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Comment on Wise (formerly Transfer Wise) are asking me to send them photo of my ID

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Treat this as an additional cost.

It's no different than the overhead of a delivery charge, fuel to drive to a event, a sales tax or any other cost you need to factor into a decision or purchase.

Problem is that high probability [0] of data loss doesn't seem a tangible harm you easily attach a dollar value to. You should think about this and try, even if you are wrong, to get a sense of what that really means to you as a loss prospect [1].

If the company is "doing it because of some regulation" that's their problem not yours. You will find alternatives. Meanwhile their claims to need your ID photo is simply their cost of doing business in that market, and if that loses them customers, then things are working as expected.

[0,1] Probably higher than you think

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