I think you might be overvaluing “authentic human experiences”. It’s a luxury, not a necessity.

Rich people are notorious for seeking luxuries.

There will also be an over supply of people willing to offer it because they have nothing else to offer in trade for basic necessities.

I don't know, perhaps you are right. I do hope you are wrong, though... :)

Also, I'm hoping if such an extreme situation would present itself, governments would be forced to step in and somehow ensure people would always have their basic needs met by, say, a strategic national AI army dedicated to provide those basic needs.

Speculating is fun, isn't it? lol