Oh and for good measure, thinking back on my time on the HOA board:
- Most of the board were immigrants of some stripe, particularly Latino, but also Eastern European and Indian.
- The one tenant we had which we considered foreclosure for was someone who was himself Latino. The issue was he refused to pay the HOA fees - ever - not one cent since he bought the home a few years before. He also had a huge number of people living there (which was by itself not a problem for anyone), but there was only 1 water meter so the water bill was divided among the building based on square footage and his unit made up around half the building's water bill (!) based on historical billing records.
- The foreclosure proceedings were intended as leverage to get him to start paying his overdue HOA fees. Nobody wanted to actually turn the guy out on the street. It worked, and he started paying, and even though his unit still (at the time I sold my unit) was using up more water than the rest and people were footing the bill for it, he was at least paying HOA fees and everyone was grudgingly fine with it.
- I don't think we ever progressed to filing the paperwork for the foreclosure.
Comments
Oh and for good measure, thinking back on my time on the HOA board:
- Most of the board were immigrants of some stripe, particularly Latino, but also Eastern European and Indian.
- The one tenant we had which we considered foreclosure for was someone who was himself Latino. The issue was he refused to pay the HOA fees - ever - not one cent since he bought the home a few years before. He also had a huge number of people living there (which was by itself not a problem for anyone), but there was only 1 water meter so the water bill was divided among the building based on square footage and his unit made up around half the building's water bill (!) based on historical billing records.
- The foreclosure proceedings were intended as leverage to get him to start paying his overdue HOA fees. Nobody wanted to actually turn the guy out on the street. It worked, and he started paying, and even though his unit still (at the time I sold my unit) was using up more water than the rest and people were footing the bill for it, he was at least paying HOA fees and everyone was grudgingly fine with it.
- I don't think we ever progressed to filing the paperwork for the foreclosure.