Roth IRAs are about $105k/yr limit. (it fades out up to $125k)
You can do a 401k rollover to Roth without any income limit.
You can do a Traditional IRA without income limit, although deductibility DOES have an income limit (56k since you have a 401k). I'm not exactly sure how a non-deductible IRA rolls over into a Roth; I've only ever done 401k to Rollover IRA to Roth. I don't think you get taxed twice on the money.
Comments
Roth IRAs are about $105k/yr limit. (it fades out up to $125k)
You can do a 401k rollover to Roth without any income limit.
You can do a Traditional IRA without income limit, although deductibility DOES have an income limit (56k since you have a 401k). I'm not exactly sure how a non-deductible IRA rolls over into a Roth; I've only ever done 401k to Rollover IRA to Roth. I don't think you get taxed twice on the money.