Skip to content

Comment on How the rich get richer (2020)

Comments

Poor people don’t have money to invest. At best, they squirrel a little bit away in a savings account and earn a low interest rate that maybe matches inflation if they’re lucky.

Rich people invest in stocks. Richer people also invest in private equity etc.

The results should surprise no one.

This is it precisely. Poor people don't own assets. Rich people own assets. Inflation makes assets go up.

Poor people experience the downsides of inflation (risings costs of everyday goods) without the upsides (assets they own also going up increasing their wealth).

That is - if you are barely making ends meet and spend 80% of your income on housing/food/transport/energy, then 10% inflation is a huge problem for you. If you spend 20% on the same, and have 2x your income in the stock market, inflation might be awesome for you.

AboutSource Built by g1lg1l

Hackerly is an independent reader for Hacker News, built on the public HN API. Not affiliated with Y Combinator.