The downside being that you have very little consumer protection if you buy something that is broken.
I buy everything through my Mastercard credit card. I always pay my bill at the end of the month so I never pay anything extra for it.
It has saved me countless of times when I have ordered stuff online or bought stuff in stores that they have refused to take back. And on top of that I get bonus points that have given me free flights.
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The downside being that you have very little consumer protection if you buy something that is broken.
I buy everything through my Mastercard credit card. I always pay my bill at the end of the month so I never pay anything extra for it.
It has saved me countless of times when I have ordered stuff online or bought stuff in stores that they have refused to take back. And on top of that I get bonus points that have given me free flights.
I doubt a credit card is going to do much for me if I receive substandard beer or coffee. :)
I do use credit-cards for purchases of physical items. European cards don't typically give cash-back or bonus points, though.