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Comment on Paying consumer debts is basically optional in the United Statesparent

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They rely on people not knowing their rights or not having the time/ability to fight them.

It's not just a corporate thing, but a problem in the US as a whole that the government banks on. When people are overworked, underpaid, and uneducated then they don't have the time/ability to keep up with politics, fight for their rights, and see how they've been getting fucked by local, state, and federal government for decades.

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