Yeah, I think this is insightful and is common across many disciplines.

When starting out you do as much as you can, which is often very little, things are underdeveloped. You just don't have the tools and techniques to properly solve problems.

As you improve, you expand your set of tools and techniques and you tend you overuse them. This is part of the learning process but can result in things being overbuilt.

It's only with time, experience, and feedback that you learn the boundaries about what tools and techniques are most useful and appropriate.