Education increases quality of life. So does have a successful startup - it free's from the tyranny of working for someone else. So the "luxury" is really a matter of degree. Cost of startup schooling is the same as public school or state college, roughly 10,000 per year.

Already established tools were not already established when they were first implemented - the three R's. In our modern world we need to add a few more R's - computer programming, marketing/personal branding, and entrepreneurship should be a skill everyone is taught by societal funding.