I can quote fatality figures at you, but I'm afraid I can't transform that into useful statistics. For the most part, you have a lot of control over your level of acceptable risk in climbing. If you want to top-rope in the gym with a sober partner, you experience a much greater hazard driving to the gym than actually climbing. Free-soloing El Cap in the nude is another story. The estimates I've seen find the risk of serious injury to be far less than that of playing high school football.
In most of the insurance policies I've seen, payout is typically refused for fatalities over 6000m or 7000m. While I haven't purchased key person insurance, I've never had a problem with buying a hazardous activity rider.
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I can quote fatality figures at you, but I'm afraid I can't transform that into useful statistics. For the most part, you have a lot of control over your level of acceptable risk in climbing. If you want to top-rope in the gym with a sober partner, you experience a much greater hazard driving to the gym than actually climbing. Free-soloing El Cap in the nude is another story. The estimates I've seen find the risk of serious injury to be far less than that of playing high school football.
In most of the insurance policies I've seen, payout is typically refused for fatalities over 6000m or 7000m. While I haven't purchased key person insurance, I've never had a problem with buying a hazardous activity rider.
Are you sure you did enough shopping around?
Edit: For any climbers in the audience, I'd like to encourage you to join the American Alpine Club. (http://www.americanalpineclub.org/benefits/)