Their incentive is to earn fees for their company first, and then beat the market, second. And yet you advise people to pay them inordinate sums to underperform the market.

I love how I'm getting voted down for pointing out simple and obvious facts. I take down votes without counter arguments as proof that the people I'm debating are expressing a religious, rather than rational, perspective.

That's fine, believe what you like. Just don't try to persuade me with such assertions.