That's why I don't understand why Canada doesn't attract more start-ups. Being self-employed in Canada is much less risky than in the US as health insurance is covered by the state.
I agree with this. The #1 reason why I have been reluctant to leave my current job is because it will cost an extra $700 / month to get health insurance through my wife's employer. Not to mention the risk of what would happen if she somehow lost her job.
Wow. I have never heard of an employer plan that costs that much per month. At those rates why even bother offering it as a benefit? Not sure your age or where you live but have you looked at buying it yourself on the open market? You can get a high deductible plan cheaper than that. I spec'd a plan for me, wife, and 3 kids at the insurance company I am currently with through my employer and it would only cost me 300 per month(pretty high but manageable deductible, state of Maryland, adults in low-30's.)
You have to go to where the money and the markets are, and that is the US. Sure we have better social safety nets, but those aren't my primary concerns when I'm trying to build a business.
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That's why I don't understand why Canada doesn't attract more start-ups. Being self-employed in Canada is much less risky than in the US as health insurance is covered by the state.
I agree with this. The #1 reason why I have been reluctant to leave my current job is because it will cost an extra $700 / month to get health insurance through my wife's employer. Not to mention the risk of what would happen if she somehow lost her job.
Wow. I have never heard of an employer plan that costs that much per month. At those rates why even bother offering it as a benefit? Not sure your age or where you live but have you looked at buying it yourself on the open market? You can get a high deductible plan cheaper than that. I spec'd a plan for me, wife, and 3 kids at the insurance company I am currently with through my employer and it would only cost me 300 per month(pretty high but manageable deductible, state of Maryland, adults in low-30's.)
You have to go to where the money and the markets are, and that is the US. Sure we have better social safety nets, but those aren't my primary concerns when I'm trying to build a business.