What do you mean insurance agent? The process of picking health insurance in the US doesn't utilize agents.
And also because after a plan is selected, copays and deductibles are essentially fixed so consumer would have no need to price shop.
This assumes that the service you're picking costs more than the deductible. If the service you're shopping for costs less than your deductible, you're paying for all of it up front...
I am in US and have an idependent insurance agent that offers healthcare plans for every insurance company licensed in our state. They compared my plan with all the others, taking into account the types of service I use, what is covered when travelling, etc. Anytime I need a specialist I call the agent for a list of in-network doctors.
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What do you mean insurance agent? The process of picking health insurance in the US doesn't utilize agents.
This assumes that the service you're picking costs more than the deductible. If the service you're shopping for costs less than your deductible, you're paying for all of it up front...
I am in US and have an idependent insurance agent that offers healthcare plans for every insurance company licensed in our state. They compared my plan with all the others, taking into account the types of service I use, what is covered when travelling, etc. Anytime I need a specialist I call the agent for a list of in-network doctors.
Wow, never knew this was a thing. Do they have a website/can you share?
Are you insured through your employer or via an exchange?