Comment on Ask HN: Since when did 2FA become 3FA?Comments−dontbenebby3yIt’s because they want PII like a phone number or at least your geographic location whereas TOTP is an offline protocol so they nudge as hard as they can for you to use other mechanisms
Comments
It’s because they want PII like a phone number or at least your geographic location whereas TOTP is an offline protocol so they nudge as hard as they can for you to use other mechanisms