Sure it does if you use redundant storage like cloud. Of course that also has downsides, but I find encrypted cloud backups a solid solution. I personally use pass + encrypted git backups with 3 yubikeys (1 primary, 2 backup, all of them using ECC ciphers for encryption and auth).
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Backing up software isn't going to help against it bitrotting away.
Sure it does if you use redundant storage like cloud. Of course that also has downsides, but I find encrypted cloud backups a solid solution. I personally use pass + encrypted git backups with 3 yubikeys (1 primary, 2 backup, all of them using ECC ciphers for encryption and auth).