I strongly believe that increasing both the depth and scope of your situational awareness is the best course at present. All indications are we're nearing a tipping point, "The Churn" as Amos in the Sci-Fi series "The Expanse" puts it. I hope it can be avoided.

You should acquaint yourself with Nate Hagens, and his concept of "energy blindness". It's important to know just how much of our civilization is dependent on a finite and increasingly hard to extract resource.

As to "offsets" - John Oliver pointed out on his show recently, most of them are scams.