The spouse and I are both a tad into 6 figures

20% housing (includes mortgage, insurance etc)

2% Vehicles (both paid for, this is for gas and insurance)

5% student loans

10% Child Care

5% medical

5% gifts to parents

25% living expenses

6% 401k

~22% into non-retirement investments

Will be cutting back on quite a few of these categories come 2012 as we fall back to 1 salary.