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Comment on Crypto.com accidentally transfers $10.5m to woman instead of $100parent

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you dont need to do all that. just convert it all to monero and say you lost your private key.

or just say you lost your private key.

You still owe the money back at that point; it converts into a debt, that can be further converted into a lien on your assets. (Also, I think you missed the part where this story is about fiat money, not crypto.)

The point of the insurance step is, effectively, “doubling your money”, so that you can give half of it back, and not be in debt.

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