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100 amp service at 120V

Strictly speaking, 240V. Normal electric service in North America is 240V split-phase, with the distribution transformer's center tap grounded and serving as the neutral line. We normally only use the full 240V for heavy loads like electric ovens, arc welders, large air conditioners, and such.

Large buildings often use 208V three-phase power, yielding 120V phase-to-neutral, and large commercial lighting installations are often 277V taken from one leg of a 480V three-phase feed. Voltages greater than 240 are not permitted in residential service, and I wouldn't be surprised if phase-to-neutral > 120 is out as well for homes.

Do you work in clean energy tech by any chance? Software people who know these things are like unicorns

There's probably a large overlap between software people and people who subscribe to Technology Connections: https://www.youtube.com/watch?v=jMmUoZh3Hq4

The residential side can be discovered if you're a DIY homeowner.

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