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Comment on How Visa Protects Your Dataparent

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> I'm surprised any of you yanks still have any money left, considering how easy one can take all your money, if one comes into possession of your card.

In most cases, at least for Americans, if your credit card gets stolen, you aren't responsible for any of the fraudulent charges. I've had a credit card number stolen several times (about half travelling outside the US and half while in the US). I never lost a dime to any of the fraudulent charges, just several minutes of my time telling the credit card company.

CWIZO never mentioned a credit card. He only referred to a "VISA card", which in my experience is usually a debit card in Europe. (My limited perspective has taught me that VISA cards are debit and Mastercard is credit. Then I came back to the US and my situation is the opposite. Go figure.)

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