A zero-fee digital currency that every business in the currency zone accepts and that enables instant payments and transfers is pretty much all I want.
I honestly don't understand why we don't have this yet. (euro area in my case). The entire private payments sector just seems like a rent-seeking industry to be honest. If a digital dollar/euro is disruptive to the private banking sector than honestly that just shows that they're not offering much in actual value.
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A zero-fee digital currency that every business in the currency zone accepts and that enables instant payments and transfers is pretty much all I want.
I honestly don't understand why we don't have this yet. (euro area in my case). The entire private payments sector just seems like a rent-seeking industry to be honest. If a digital dollar/euro is disruptive to the private banking sector than honestly that just shows that they're not offering much in actual value.