Also, Terry got a PPP loan for $20k for his one person soybean farm. Seems legit.

Well it could be totally legit. Single person farms still pay people, even if themselves, and $20k isn't that much. Besides payroll, they can be used for owner compensation, mortgage interest for business related loans, business rental payments, business utility payments, and continuing employee benefits.

For farmers, the PPP maximum loan amount is 2.5 times the amount of the average monthly payroll costs from the prior 12 months or the 2020 / 2019 calendar year, capped at $10 million.

See https://farms.extension.wisc.edu/ppp-and-eidl-loans-advances...