I'd say that between the ages of 18-23 your chances of doing something stupid (fighting, drinking) and needing to file a claim should be much greater than your chances of filing a claim for legitimate and unavoidable reasons (tuberculosis).
If you eliminate the stupid reasons, do you really need to worry about insurance?
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I'd say that between the ages of 18-23 your chances of doing something stupid (fighting, drinking) and needing to file a claim should be much greater than your chances of filing a claim for legitimate and unavoidable reasons (tuberculosis).
If you eliminate the stupid reasons, do you really need to worry about insurance?