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Comment on Tell HN: We just got screwed by PayPal

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> PayPal is not for entrepreneurs and I should of known better than picking them as a choice.

I don't think PayPal can be blamed for being aware that there are already thousands of small time deal sites and most have no discernible business model whatsoever, not even a potential future buyer.

Frankly, you have no idea what the rate of chargebacks is. You've barely run the thing yet. I would expect the company that processes millions of transactions a day to know what puts them at risk for chargebacks. I also don't see daily deal sites having a high rate of chargebacks is such an outrageous idea. Sounds pretty reasonable to me, they are exactly the kind of customers who would file a chargeback.

I'm no fan of PayPal on the vendor side either, but this sounds like poor planning to me. Not factoring in a 2nd payment processor just in case you have trouble with the first one is a bad idea, especially when you are in such a risky, fast-growing sector.

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