If you back up your wallet prior to the transaction of 1BTC, it will not receive the private keys to the change address. Your private keys in your wallet.dat will point to an empty account. That is what this entire post about losing $81,000 is about.
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illumin8, can you please read this post and explain why you think it is wrong? http://forum.bitcoin.org/index.php?topic=782.msg8625#msg8625
If you back up your wallet prior to the transaction of 1BTC, it will not receive the private keys to the change address. Your private keys in your wallet.dat will point to an empty account. That is what this entire post about losing $81,000 is about.