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Comment on Ask HN: What's your best advice for someone turning 30 today?parent

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Amen. I'm 43, and started putting money into Vanguard around the age of 40. I absolutely wish I'd started at the age of 30; even just a bit here and there. I have money in index funds, and a Roth IRA. I have seen overall returns of 20%, though I understand that's an anomaly from the past few years.

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