In a case study, a patient with lymphoma paid out-of-pocket healthcare costs from $6,446 in a large employer-sponsored health plan to $12,931 in a health plan on the individual health insurance market. These were all Affordable Care Act (ACA)-compliant plans.
Total out of pocket costs for cancer were $5.6 billion in 2018, with 1.8 million cases. That's about $3,100 out of pocket per diagnosis on average.
Over a career, you'll pay way more in additional taxes in Europe than whatever you'll save in out of pocket costs in the U.S. if you get cancer.
There is no need for a short-term limited duration plan under the ACA, because losing your job is a qualifying event that allows you to enroll in the ACA exchange or Medicaid (depending on our financial situation) and that can't be denied due to pre-existing conditions.
We've had the ACA for a decade now, you can't just pretend it never happened.
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Total out of pocket costs for cancer were $5.6 billion in 2018, with 1.8 million cases. That's about $3,100 out of pocket per diagnosis on average.
Over a career, you'll pay way more in additional taxes in Europe than whatever you'll save in out of pocket costs in the U.S. if you get cancer.
So you just need to be lucky to have an employer that won't fire you if you get sick right?
There is no need for a short-term limited duration plan under the ACA, because losing your job is a qualifying event that allows you to enroll in the ACA exchange or Medicaid (depending on our financial situation) and that can't be denied due to pre-existing conditions.
We've had the ACA for a decade now, you can't just pretend it never happened.