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Comment on Why 30 year old entrepreneurs are not over the hillparent

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Principle repayment is optional (when taking a loan). It only makes a small difference to interest rate [1]. So for the purposes of discussing cost minimization, it is legitimate to exclude it.

[1] http://www.schwab.com/public/schwab/banking_lending/mortgage...

Pedantic nitpick:

Principal is the subject of a loan, or the leader of a school. Principle is an idea that people may hew to and argue about.

Could those who are down voting please explain why.

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