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Comment on Ask HN: Play Store removed our app, but allows WhatsAppparent

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When giving loans, we have something called references, who are people the lender can request to get the loans repaid. We are using the user's contacts in the same way.

A reference without their prior consent though, apart from the obvious unethical issues with doing something like this I can't see how it can possibly be legally binding if the referee had no say in the matter or signed any contracts?

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