YNAB is amazing but the monthly fee is a bit much, since it's forever. Personally I use YNAB4 which is a standalone app and I don't use the cloud services, so it was a "pay once" app.
For those interested in an alternative that works in a similar manner, there's Buckets ( https://www.budgetwithbuckets.com/ ) which is also "pay once" and even offers an unlimited trial period.
Comments
YNAB is amazing but the monthly fee is a bit much, since it's forever. Personally I use YNAB4 which is a standalone app and I don't use the cloud services, so it was a "pay once" app.
For those interested in an alternative that works in a similar manner, there's Buckets ( https://www.budgetwithbuckets.com/ ) which is also "pay once" and even offers an unlimited trial period.