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Comment on New York is proposing the creation of a 'public Venmo'parent

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The largest private companies in the world (e.g., Yahoo, Facebook, Equifax, Target) can barely keep user data private, leading to massive data breaches. It would be a shame if people's private information were to be compromised with essentially zero recourse.

Ideally there would be regulation that drastically limits the blast radius of such incidents. In a perfect world, these companies would not be allowed to hold on to private information and would simply operate as zero-knowledge networks in the same way that Internet carriers do (in theory at least).

Ok, but you still haven’t made an argument for why it would be better to spend a lot of effort designing a complex system of incentives and punishments for private companies rather than focusing on building a quality public service.

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