Agreed it's a form of entrepreneurship, and nothing wrong with using leverage for profit. All good stuff! I just find that calling it a startup is like calling a fish a shark. I mean, you could call a fish a shark, but it really isn't one, despite some similarities (live in water, fins, swim around.) And if the word fish meant the same as the word shark, there's no point having those as two distinct words. A distinction without a difference is existentially pointless.