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I absolutely hate #2, however I would go along with it happily if #1 and #3 were implemented.

These are 3 really solid suggestions, that would in fact save social security. However, I think #2 is the only one thats going to happen, and its the worst one.

Why is that? The payroll tax is regressive, and it makes the total tax rate of someone who makes $200k a year lower than someone who makes $100k if you factor in employer contributions.

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