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Comment on Reasons to Open a Chinese Bank Account

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A better investment (for most people) would be in a mutual fund or index that is tied to the Chinese economy.

I cannot upvote you enough on this point. Index/mutual fund is much less risky and provides much better tax benefits, especially if inside an IRA.

Good advice, I think. Last year I put a year's worth of salary in a good emerging market fund and felt better having diversified. I think for us small investors, diversification for some tiny shred of possible safety is more important right now than maximizing yields. No investment is really safe though - best bet is in producing income in diversified ways.

The least stupid course of action is dollar cost averaging against a global market index but since we're talking about fairly stupid bets such as throwing 4k into the Yuan, then here you go.

My bucket:

FXI is a China fund

EEM is an emerging mkts fund

EWS is singapore

or you could just assume that the Chinese will want meat so you buy MOO

or you can spec on the Yuan directly with CYB.

What are some good examples of this?

Not specifically chinese: VGTSX/VTIAX

Plus, rather than speculating on a currency, you're actually purchasing a piece of a foreign company's productivity.

Or you can split the difference and look into ETFs comprised of Chinese assets.

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