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Comment on Insurance Companies Are Paying Cops to Investigate Their Own Customersparent

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You don't have to have health insurance. You have to pay a fine for not having health insurance. Many people decide that the fine is the cheaper option, so health insurance companies at least have to compete with that.

The "fine" is now $0 after the tax cuts last year

You don't "have to" do anything under the law. Nobody comes and holds you by the wrist and makes you do it. You just have to pay fines, or go to jail for not doing it.

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