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Comment on Ask HN: Fastest route to $2000/mo. cashflow, worry free and conscience clear

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So I'm not sure if you're asking what are some business investments or you're asking about financial vehicles that can generate $2K/month of cashflow off of $1M of initial investment.

One option during this down market is to purchase rental property, you'll have to do some digging but the most depressed markets are 70% off of their peaks and most pros will tell you it won't drop much more than that (but it's not ZERO risk). You need to crunch the numbers and then renovate and find tenants but I know of a few small investors that own 15-20 rental properties and can generate ~10% margins monthly and you have the potential upside of property appreciation.

If you don't want to deal too much with getting hands on and managing a business, it's conceivable to be pretty low-risk to go with high dividend / low growth blue chip stocks. For example, AT&T is at $29/share right now. It's been paying $.42/share per quarter so about $1.60/year. It'll move around a bit but assume that they won't get screwed when the iPhone goes multi-carrier, you are talking about $1M for 34,483 shares which will pay $13,793/quarter in dividends alone which is $4,597 per month. Assume 40% taxation rate and you're $2,758 post taxes. You can use any finance site to screen for companies with high dividend yields. Keep in mind that high dividend usually means low risk of stock price movement but there is still risk.

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