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Comment on How Plaid Reconciles Pending and Posted Transactions

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Reminder that most banks still don’t provide an oauth api for granting read only access to your account info, so we end up with scraping data and problems like this to solve. Plus there is a ton of completely unnecessary risk created here by forcing users to furnish full access credentials to their bank accounts. It’s beyond stupid.

On the other hand, it's crazy to me that we're all talking about how evil Facebook is for selling the fact that I liked "Family Guy" 15 years ago but for some reason we're all OK cheerleading a company that literally enables real-time financial surveillance on unsuspecting users with a purposefully deceitful onboarding flow that hides any mention of what permissions you're actually providing and no simple way to revoke those permission.

On the other other hand it literally takes 30 seconds to change your bank credentials so...

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