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Comment on Apple Pay will support NFC tagsparent

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I think the key is proximity, I believe. Like with a QR code, you could hypothetically take a picture of it and have that QR code be used anywhere. With this, you have to actually be in proximity to use it, I believe, which adds value in some contexts.

Is it not possible to clone NFC tags?

There's likely a secure element in these NFC devices, more sophisticated than the common NFC tags. My guess is something similar to the chips in bank cards.

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