I've used PayPal for over 10 years without any issues for payments between $12 and $5000. It's not the cheapest or least risky (we've all seen the horror stories) route but it's certainly the easiest and, in my experience, very few people really give a crap about using it (I've lost perhaps a few hundred dollars of business in that time due to PayPal no-goers).
(I don't know about Australia but in the UK we can use a "Payments Pro" system with them that offers a more merchant account-like experience and it allows you to hide PayPal from the customer.)
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I've used PayPal for over 10 years without any issues for payments between $12 and $5000. It's not the cheapest or least risky (we've all seen the horror stories) route but it's certainly the easiest and, in my experience, very few people really give a crap about using it (I've lost perhaps a few hundred dollars of business in that time due to PayPal no-goers).
(I don't know about Australia but in the UK we can use a "Payments Pro" system with them that offers a more merchant account-like experience and it allows you to hide PayPal from the customer.)