You know, you can walk into a bank and withdraw a wad of cash without a fee.
I went for a couple of years at an employer, walking my paycheck to the credit union each payday and simply cashing it. I'd deposit enough for writing checks for bills, but I otherwise started every other week with $2k in my pocket. Then they mandated direct-deposit, so I got lazy and my large cash withdraws became less and less frequent.
Or pick a bank with conveniently located ATMs. I don't understand how ATM fees are an issue at all; I use cash way more than the average person and have never paid any.
No, it's a onepercent tax to use any old ATM out there. Use your bank's or credit union's and you done have to pay a thing (outside the normal fees incured by using any finacial institution).
Its also probably worth noting that most will reimburse you for a numer of ATM fees a month...
However, most shitty ATMs coalesce the charge and the amount withdrawn into one amount (e.g. you get a charge for $41.75 or something). In that instance, you have to file a claim with the bank. Waste of time.
Comments
Hmm, makes me want to use cash for everything, but then I'd have to pay an assload in ATM fees.
You know, you can walk into a bank and withdraw a wad of cash without a fee.
I went for a couple of years at an employer, walking my paycheck to the credit union each payday and simply cashing it. I'd deposit enough for writing checks for bills, but I otherwise started every other week with $2k in my pocket. Then they mandated direct-deposit, so I got lazy and my large cash withdraws became less and less frequent.
Or pick a bank with conveniently located ATMs. I don't understand how ATM fees are an issue at all; I use cash way more than the average person and have never paid any.
If you just get cash in moderately sized portions, its really not that bad. A $2 charge for a $200 withdrawl is chump change.
That's like an extra 1% tax on all my purchases, just for privacy. And it goes out the window if I use a "loyalty card" or email coupon.
No, it's a onepercent tax to use any old ATM out there. Use your bank's or credit union's and you done have to pay a thing (outside the normal fees incured by using any finacial institution).
Its also probably worth noting that most will reimburse you for a numer of ATM fees a month...
I have Schwab, which promises this.
However, most shitty ATMs coalesce the charge and the amount withdrawn into one amount (e.g. you get a charge for $41.75 or something). In that instance, you have to file a claim with the bank. Waste of time.
Funny, I already use cash for almost everything.
But I did it because I didn't want the credit card companies to have every detail about my life.