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A common argument in favor of bitcoin and other crypto tokens is the large cost reduction of sending money, commonly paired with the US figures you mentioned.

I find it fascinating that the much saner situations in the EU are never mentioned. Perhaps I need a more diverse source of news on this topic.

International transfers are where crypto or other modern payment systems can shine - currently, low cost startups still charge ~2-3% plus onboarding fees to send funds (in comparison to banks 7-22%), and they have volume limits.

Transferwise is much cheaper than that, under half a percent for larger currencies and no onboarding fees.

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