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Comment on Verified by Visa and Mastercard SecureCode are broken and need to be fixed

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So, how common is the 3D Secure code on websites? I thought it was a local/European annoyance, since I haven't run into it outside EU webshops?

For instance, I've never had to put in my 3D Secure code on Amazon, BackBlaze, Syncplicity or ZumoDrive. The problem is that at least here in Finland, the only company (representing all the local banks) offering credit card processing practically requires 3D Secure unless you implement everything yourself (e.g. can't use their CC vault) - and no, unfortunately the US subscription API services don't work here, unless you somehow manage to get a merchant account in a UK bank.

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