Nice writeup. A previous company had us participate in a simulation exercise. Split into teams, move around a board similar to monopoly except you were collecting accounts payable from customers, paying rent and utilities, paying payroll, paying taxes on xyz, lawsuits, etc. CashFlow was king. Losers all were paying bills as they arrived rather than on due dates. They had the money, on paper, but not on time. Timesheet-driven contracting - it showed how important it is to fill-in timesheets so customers can be billed. Miss the cutoff and your 48 hrs gets invoiced two weeks later. Your company doesn't thrive when it's borrowing money to pay you for time it can't bill yet because you forgot to sign your timecard.