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Having shares of a private company is still possible with retirement accounts. It is a bit more work. You can roll an ira to an self-directed ira and invest in all sorts of financial instruments including real estate.

Maverick401k simplifies the process of setting up a Solo 401k.

http://learn.maverick401k.com/investing/private-business-inv...

Can you share some resources here (e.g., services you've used)?

Someone referred me to equity trust. I am still looking around what to do with my ira - I am currently comfortable with stocks in vanguard, but once it grows to be sizable, RE won't be out of possibilities.

EDIT: Oops I misunderstood tehlike and had a comment about 401k -> IRA rollovers here which wasn't actually relevant.

Self directed IRAs are fairly specialized and are not offered by most brokerages. They also generally cost several hundred in annual fees just to maintain the account, regardless of usage.

That’s not true at all, fidelity is self managed and free aside from selling or stock. I’ve managed my own Roth and traditional Ira for years this way.

Sorry, but I don't believe that's accurate[1]. Being able to manage your own Roth and Traditional IRAs does not a "self-directed IRA" make.

[1] https://www.quora.com/What-is-a-Fidelity-self-directed-IRA

Perhaps I misunderstood, I would interpret self directed as an account I determine the direction of my investments. Thanks for clarifying.

Sorry, you're right, I misunderstood.

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