If you're more than a casual user you'll have to set up a Merchant account.
When you set up a Paypal button, use the Merchant ID instead of your email address. Even better, use the public key encryption to encrypt the form.
Don't let money accumulate in your Paypal account. Or any of the alternative systems for that matter.
See if your bank will allow you to have a separate account for inbound transfers, separate from your primary checking account. Link this secondary account to any services you want to use, not your primary account. When you receive money, transfer it from this secondary account to your primary account. You still are legally on the hook for legitimately reversed charges, however this lessens the opportunity to have your primary account drained due to fraud.
If you're doing frequent transactions (multiple per day) look at utilizing the Instant Payment Notification (basically a webhook) to get an instant notice about payment and other activities, rather than rely on email delivery.
Look at Amazon Payments and Google Checkout (may have more country limitations than Paypal has).
Have a backup plan ready for the day Paypal does decide to freeze your account, for whatever reason.
Comments
If you're more than a casual user you'll have to set up a Merchant account.
When you set up a Paypal button, use the Merchant ID instead of your email address. Even better, use the public key encryption to encrypt the form.
Don't let money accumulate in your Paypal account. Or any of the alternative systems for that matter.
See if your bank will allow you to have a separate account for inbound transfers, separate from your primary checking account. Link this secondary account to any services you want to use, not your primary account. When you receive money, transfer it from this secondary account to your primary account. You still are legally on the hook for legitimately reversed charges, however this lessens the opportunity to have your primary account drained due to fraud.
If you're doing frequent transactions (multiple per day) look at utilizing the Instant Payment Notification (basically a webhook) to get an instant notice about payment and other activities, rather than rely on email delivery.
Look at Amazon Payments and Google Checkout (may have more country limitations than Paypal has).
Have a backup plan ready for the day Paypal does decide to freeze your account, for whatever reason.