When skylab landed on australia they sent a littering bill to Nasa. The general rule is that, if you want your hardware back, you have to pay damages. A sat isn't generally a big deal even over a populated area. It's a lot less damaging than a small plane crash. Those happen every day.

Depending on who you talk to, much more natural rock falls to earth every day (asteroids etc) than satellites. A hundred pound rock might make a local newspaper headline but only if someone sees it.